Life Stage Model
Please click the link below for the full communication regarding the CHANGE TO THE LIFE STAGE MODEL
The life stage model is as follows:
The pre-retirement portfolio is the KZN Moderate Portfolio which is made up of 50% in the KZN Managed Fund and 50% in the KZN Defensive Fund
As illustrated above, if you are invested in the life stage model it is important to remember that all members have the option to choose their own investment portfolios within a range of portfolios selected by the Trustees and it’s advisable to always consult a financial advisor before making any investment switches.
The switch form can be obtained from your HR officer or the KZNMPF Front Office at info@kznmpf.org
Uhlelo oluhambisana nesigaba sempilo lumi kanjena:
Abaqondisi besikhwama banqume ukuthi imali yangaphambi kokuthatha umhlalaphansi izoguqulwa ibe yi-KZN Moderate Portfolio eyakhiwe ngo-50% e- KZN Managed Fund kanye no-50% we-KZN Defensive Fund.
Njengoba kukhonjisiwe ngenhla, uma utshalelwe kumodeli ehambisana nesigaba sempilo. Kubalulekile ukukhumbula ukuthi wonke amalungu anethuba lokukhetha izikhundla zawo zokutshala imali ngaphakathi kwezindlela zokutshala imali ezikhethwe Abaphatheli abaqokiwe futhi kuyelulekwa ukuthi uhlale uthintana noweluleka ngokuphathelene nezezimali ngaphambi kokwenza inguquko ethile ngokuphathelene nokutshala imali